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Business Roadmap · Start & grow

Which business, how much profit, how much loan — know before you invest

Before you put money into a business, check three things: will customers buy, will it make a profit, and how will you fund it. Idea Check scores your idea out of 100 in 12 hours. Launch Plan maps your first three years. Loan Ready File gives your bank a complete project report.

  • Report in 12 hours
  • Hindi · English · বাংলা
  • No documents to upload

Three steps. Pick where you are.

1

Idea Check

For new businesses / business expansion

Business Feasibility Report

Is your idea worth pursuing? Rigorous assessment across 6 dimensions.

₹999 – ₹2,499 +GST

⏱ 12 hrs – 72 hrs

  • BR Viability Score (0–100)
  • Market Viability Snapshot
  • Competition Snapshot
  • Financial Feasibility
  • GO / CAUTION / PIVOT Verdict
Start Idea Check
2

Launch Plan

Due Diligence & Launch Roadmap

I'm starting — what's the right way?

₹4,999 – ₹9,999 +GST

⏱ 5 – 7 days

  • Competitor and pricing study
  • 3-year profit and cash plan
  • Top risks and how to handle them
Get Launch Plan
3

Loan Ready File

Detailed Project Report (DPR) + CMA for bank loan

The complete file to give the bank.

From ₹2,999 +GST · by loan size

⏱ 7 – 10 days

  • Bank-format project report
  • Government schemes you may qualify for
  • Checklist of papers to carry to the bank
Get Loan Ready File

Need a bank loan?

Banks ask for a project report (DPR) that shows your cost, sales, profit and how you will repay. The Loan Ready File prepares it in bank format, with CMA data and a checklist of papers to carry.

Schemes we check you against

PM Mudra Yojana

Loans for small businesses in four slabs — Shishu, Kishor, Tarun and Tarun Plus (up to ₹20 lakh).

PMEGP

Margin-money subsidy on new manufacturing and service units; higher rates for women and special categories.

Stand-Up India

Loans from ₹10 lakh to ₹1 crore for women and SC/ST entrepreneurs setting up a new unit.

CGTMSE

Credit guarantee that lets banks lend to micro and small units without collateral, as per the scheme limits.

Eligibility differs case by case. The bank always makes the final loan decision.

Get Loan Ready File

For women starting a business

Many schemes give women entrepreneurs better terms — higher PMEGP subsidy, Stand-Up India loans, and Mudra loans for home-based work. Idea Check includes a Women Entrepreneur Track that lists the ones you may qualify for.

Businesses women often start from home or nearby

  • Tiffin and home food
  • Tailoring and boutique
  • Beauty parlour
  • Tuition and coaching
  • Pickles, papad and masala
  • Handicrafts and online selling

Check my business idea →

How it works

  1. 1

    Answer simple questions

    About your idea, place, money and experience.

  2. 2

    Pay securely

    Razorpay — UPI, card or net banking.

  3. 3

    Get your BR Score

    A score out of 100 with clear reasons, on email and WhatsApp.

  4. 4

    Take the next step

    Fix the gaps, plan the launch, or prepare your loan file.

Questions about starting a business

What is a business feasibility report?

A feasibility report checks whether a business idea can work before you invest — demand, competition, cost, profit and rules. Idea Check gives a BR Score out of 100 with a GO, CAUTION or PIVOT verdict, the reasons, and what to change.

How do I know if a business will make a profit?

Work out your monthly sales, your fixed and running costs, and how many months it takes to cover the money you put in. Idea Check does this from your answers and shows the break-even point and the numbers that need to change.

What is a project report for a bank loan, and who makes it?

It is a document that shows the bank your project cost, how you will fund it, expected sales and profit, and how you will repay. CAs and consultants prepare it; the Loan Ready File gives you one in bank format, starting at ₹2,999 + GST.

How much subsidy does PMEGP give?

PMEGP gives a margin-money subsidy on the project cost: 15–25% for the general category and 25–35% for special categories, including women, depending on urban or rural location. Exact eligibility is checked by the implementing agency and bank.

Can I get a Mudra loan without collateral?

Mudra loans are generally given without collateral and are covered by a government credit guarantee. The bank still checks your project, repayment capacity and papers.

Do you guarantee that I will get the loan?

No. We prepare the project report and show the schemes you may qualify for. The loan decision is always the bank's.

Start with one honest check.

₹999 · report in 12 hours · in your language

Start Idea Check →
Check my idea